RBC Funds, Series A - No-load funds that are available through RBC branches and most investment dealers in Canada. Series A units have low investment minimums (typically $500 for registered accounts and $1,000 for non-registered accounts).
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PH&N Funds, Series C - Series C units are available to investors who purchase units from authorized third-party dealers. Series C units may only be purchased, switched or redeemed through authorized thirdparty dealers. The funds pay us management fees with respect to Series C units. A portion of the management fee that is charged to the funds is paid by us to the dealer as a trailing commission.
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RBC Funds, Advisor Series - Available through full-service investment dealers, Advisor Series units offer the choice of sales-commission (or load) being charged at the time of purchase or redemption (i.e. front-end load or back-end load).
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PH&N Funds, Advisor Series - Advisor Series units are available to investors who purchase units from authorized third-party dealers. Advisor Series units may only be purchased, switched or redeemed through authorized third-party dealers. The funds pay us management fees with respect to Advisor Series units. A portion of the management fee that is charged to the funds is paid by us to the dealer as a trailing commission. When you invest in Advisor Series units you may choose the initial sales charge or low-load sales charge option. Your dealer may switch your Advisor Series units purchased under the low-load sales charge option into Advisor Series units under the initial sales charge option. However, we do not initiate any such switches.
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RBC Funds, Series D – No-load funds that are available for do-it-yourself investors exclusively through RBC Direct Investing and PH&N Investment Services. Because self-directed investors choose to manage their own investments, the price of advice has been removed from the management fee for Series D units ? meaning the fee only includes the price of investment management and service. The minimum investment for any Series D fund is $10,000.
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PH&N Funds, Series D – Series D units are available to investors and may be purchased, switched or redeemed through Phillips, Hager & North Investment Funds Ltd., or certain other authorized dealers (primarily discount brokers) and, in some cases, Phillips, Hager & North. The funds pay us management fees with respect to Series D units. There are no sales charges or commissions paid for Series D units when purchased directly through Phillips, Hager & North Investment Funds Ltd. A portion of the management fee that is charged to the funds may be paid by us to selected authorized dealers (including Phillips, Hager & North Investment Funds Ltd.) as an ongoing service fee known as a 'trailing commission'.
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RBC Funds, Series F – Available through full-service dealers, Series F units are held in fee-based accounts where investors pay their dealer a fee directly for investment advice.
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PH&N Funds, Series F – Series F units are available to investors who have fee-based accounts with their dealer. Instead of paying sales charges, investors who purchase Series F units pay ongoing fees to their dealer for investment advice and other services. Series F units may only be purchased, switched or redeemed through authorized dealers, and not directly through us. The funds pay us management fees with respect to Series F units.
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Series I – Available through full-service dealers, Series I units are held in fee-based accounts where investors pay their dealer a fee directly for investment advice. Series I units have a higher investment minimum of $500,000 ($5,000,000 for RBC Premium Money Market Fund and US$5,000,000 for RBC Premium $U.S. Money Market Fund) and lower management fees than other series.
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RBC Funds, Series T – Available through full and self-service dealers, Series T units are designed to meet the needs of investors wishing to draw regular tax-efficient income from their non-registered investments. Series T units aim to pay consistent distributions each month.
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| Please consult your advisor and read the prospectus before investing. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. |