RBC Target 2025 Education Fund

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Sarah Riopelle

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Investment Objective

This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for the purpose of funding a post-secondary education that commences around 2025. The fund gradually shifts its asset mix from an emphasis on equity funds, in its early years, to an emphasis on money market funds as its "target" date (2025) approaches. Over the life of the fund, its portfolio will shift from a focus on funds with growth potential to a focus on funds that will preserve capital.

Fund Details

Series: A
Fund Code: RBF595
Load Structure: No Load
Currency: CAD
Inception Date: Jul, 2007
Series A NAV $: 10.57
Series A MER %: 1.83
Benchmark:
  • 45% FTSE TMX Canada Universe Bond Index
  • 20% S&P/TSX Capped Composite Total Return Index
  • 20% S&P 500 Total Return Index (CAD)
  • 15% MSCI EAFE (C$)


  • Income Distribution: Annually
    Capital Gains Distribution: Annually
    Sales Status: Open
    Minimum Investment $: 500
    Subsequent Investment $: 25

    Notes:

    Resources


    Performance Analysis as of  October 31, 2016

    Growth of $10,000

    Returns and Quartile Ranking
    Calendar Returns %

    Trailing Return %

    Portfolio Analysis

    Asset Mix

    Top Ten Holdings
    Top Ten Holdings % Assets
    RBC Bond Fund 31.2
    RBC Canadian Equity Fund 8.8
    RBC Canadian Short -Term Income Fund 7.7
    PH&N Total Return Bond Fund 7.0
    RBC European Equity Fund 6.8
    RBC High Yield Bond Fund 5.1
    RBC Canadian Dividend Fund 4.5
    RBC QUBE Low Volatility Cdn Equity Fund 4.4
    RBC O'Shaughnessy US Value Fund 4.0
    RBC Private US Large Cap Equity Pool 3.7
    % Assets
    Total % of Top Ten Holdings 83.1
    Total Number of Portfolio Holdings 17
    Total Number of Stock Holdings 1,077
    Total Number of Bond Holdings 2,571
    Total Number of Other Holdings 44
    Total Number of Underlying Holdings 3,692
    Equity Style
    Statistics %
    P/B Ratio 2.1
    P/E Ratio 17.9
    Avg. Mkt Cap. $Bil 32.0
    Global Equity Sectors
    % Equity
    Financials 22.7
    Information Technology 12.1
    Industrials 12.1
    Consumer Discretionary 11.2
    Energy 10.1
    Consumer Staples 9.5
    Health Care 7.1
    Materials 5.2
    Telecommunications Services 3.9
    Utilities 3.4
    Real Estate 2.6
    Other 0.1