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RBC Target 2025 Education Fund

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Investment Objective

This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for the purpose of funding a post-secondary education that commences around 2025. The fund gradually shifts its asset mix from an emphasis on equity funds, in its early years, to an emphasis on money market funds as its "target" date (2025) approaches. Over the life of the fund, its portfolio will shift from a focus on funds with growth potential to a focus on funds that will preserve capital.

 

Performance Analysis as of February 28, 2014


Growth of $10,000
Growth of $10,000 - Series A - $11,955
 
  Series:  A
$11,955
Calendar Returns %
2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 YTD*
 
Series: A
Calendar Returns % - Series A
 
-21.3 14.5 7.6 -2.3 6.7 14.1 3.2 Fund
- - - - 2nd 3rd 4th 4th 2nd 1st 2nd Quartile
1Mth 3Mth 6Mth 1Yr 3Yr 5Yr 10Yr Since
Inception
Trailing Return %
2.7 4.5 11.3 13.3 6.3 10.4 2.5 Fund
1st 1st 2nd 1st 2nd 1st - - Quartile

Portfolio Analysis

Asset Mix
Category % Assets
 
Cash 4.3
 
Fixed Income 39.4
 
Canadian Equity 19.8
 
US Equity 19.9
 
International Equity 16.4
 
Other 0.3
Equity Style
Statistics %
P/B Ratio 2.1
P/E Ratio 15.1
Avg. Mkt Cap. $Bil 23.7
Top Ten Holdings % Assets
RBC Bond Fund 30.4
RBC Canadian Equity Fund 10.2
RBC European Equity Fund 8.4
RBC High Yield Bond Fund 6.2
RBC O'Shaughnessy US Value Fund 5.0
RBC Canadian Dividend Fund 4.9
PH&N Total Return Bond Fund 4.9
RBC QUBE Low Volatility Cdn Equity Fund 4.5
RBC Asian Equity Fund 4.3
RBC US Equity Fund 4.3
Total % of Top Ten Holdings 83.4
Total Number of Portfolio Holdings 16
Total Number of Stock Holdings 860
Total Number of Bond Holdings 862
Total Number of Other Holdings 34
Total Number of Underlying Holdings 1,756
Global Equity Sectors % Equity
Financials 25
Energy 14.1
Consumer Discretionary 13
Industrials 11.4
Information Technology 9.8
Consumer Staples 8
Health Care 6.8
Materials 5.6
Telecommunications Services 4
Utilities 2.2
Other 0.1
Fixed Income Breakdown % Fixed Income
Government Bonds 43.4
Corporate Bonds 44.5
Other Bonds 1.4
Mortgage Backed Securities 0.1
ST Investments (Cash & Other) 10.6
Asset Backed Securities 0.0

Source: Data is provided by Morningstar Canada, updated monthly on the 10th business day.

© Morningstar Research Inc. All Rights Reserved.  The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely.  Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.  Past performance is no guarantee of future results. 

 

Fund Info & Commentaries

 
 

Fund Details

Series: A
Fund Code: RBF595
Load Structure: No Load
Currency: CAD

 
Inception Date: Jul, 2007
Series A NAV $: 10.28
Series A MER %: 1.94
Benchmark:
  • 35% FTSE TMX Canada Universe Bond Index
  • 26% S&P/TSX Capped Composite Index
  • 26% S&P 500 (C$)
  • 13% MSCI EAFE (C$)

 
Income Distribution: Annually
Capital Gains Distribution: Annually

 
Sales Status: Open
Minimum Investment $: 500
Subsequent Investment $: 25

 
 
 

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